When planning international travel, securing a reliable travel insurance policy is essential for peace of mind and financial protection. For Nigerians traveling abroad, several reputable insurance providers offer comprehensive coverage tailored to various travel needs. Here are some top travel insurance providers to consider:
1. Allianz Nigeria
Allianz Nigeria, in partnership with Allianz Global Assistance, offers international travel insurance that meets the requirements of various embassies, including Schengen member states. Their plans cover:
- Emergency medical expenses and hospitalization abroad
- Medical evacuation
- Repatriation of mortal remains
- Emergency dental care
- Compensation for delayed or lost checked-in baggage
- Trip delays and many more
Allianz provides 24-hour travel assistance worldwide, ensuring support whenever needed.
2. Leadway Assurance
Leadway Assurance offers travel insurance plans designed to protect travelers from unexpected events such as medical emergencies, trip cancellations, and lost luggage. Their coverage includes:
- Emergency medical expenses
- Flight cancellations
- Lost or delayed baggage
- Flight delays
Leadway provides options for single trips, multiple trips, and family plans, catering to various travel purposes including holidays, business trips, and studies.
Leadway Assurance Company Limited
3. VFS Global
VFS Global collaborates with global insurers to offer travel medical insurance that covers:
- Emergency medical treatment costs
- Medical evacuation and accidents
- Trip cancellation and delay coverage
- Protection for loss of passport and travel documents
Their policies are designed to meet the mandatory insurance requirements for Schengen visa applications and provide competitive pricing.
4. Post Assurance Brokers
Established in 1985, Post Assurance Brokers offers a range of insurance services, including travel and health insurance. Their services encompass:
- Personal accident coverage
- Employer’s liability
- Fidelity guarantee
- Goods-in-transit
- Burglary/theft
- Consequential loss
- Fire and perils
With partnerships with global insurers, they provide tailored travel insurance solutions for Nigerians traveling abroad.
5. Insubuy
Insubuy offers travel medical insurance plans suitable for Nigerians traveling internationally. Their plans cover:
- Emergency medical expenses
- Medical evacuation
- Trip cancellation
- Lost or delayed baggage
They provide a variety of options that can be tailored to meet specific travel needs and destinations.
When selecting a travel insurance provider, consider factors such as coverage limits, specific benefits, exclusions, and the provider’s reputation. It’s advisable to compare different plans and choose one that best aligns with your travel requirements and offers comprehensive protection.
